Move 2 North Georgia.net Donna Yates, Associate Broker, GRI 706-633-0644

Around the Mountains with Donna - FEATURED BLOG


The Second Home Market isn't Shrinking but the Second Home Is  Donna Yates

The housing market has certainly brought some great challenges but it's also brought tremendousBuild an Affordable Log Cabin in the Mountains opportunity too.  Smaller, less expensive houses in resort communities are now being built. The point is, you can have a great vacation home in a wonderful resort area that is reasonably priced.  Lock and leave is much easier with a smaller house eliminating the need for larger homes to have a staff on-site or hire a property management company.  

With the housing market the way it is, even the affluent are looking for more reasonably priced vacation homes.  Not all second home buyers need or even want a house that's over $2 million.  

The days of buying to have a big, impressive home may be over.  Having a home that is more environmentally friendly, reasonably affordable and meets the needs of the homeowner just makes good cents!

 

The North Georgia market is a very opportunistic market for buyers and sellers. Here you'll find affordable land and cabin packages and great buys for lake front, river front and creek front homes.  Turn your dream of owning a vacation home in the gorgeous North Georgia Mountains into reality.  

Consider this:  your money is sitting in the bank, earning what? Less than 1/2% annually... put your money to work for you in an investment property, earn more in rentals.  And don't forget, you'll be paying down the principal and even with a conservative rate of appreciation, you are coming out far better than what a bank is paying you, plus you get the enjoyment of using your mountain home whenever you desire.


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Move 2 North Georgia Blog will take you Around the Mountains with Donna. Read about news, events, festivals, weather and other happenings in the North Georgia Mountains, Blue Ridge and surrounding communities like Blairsville, Ellijay and Hiawassee.   Around the Mountains with Donna


Leveraging Your Money to Build Wealth

 

 

Appreciation --->  Equity --->  Advan

tages of Homeownership

 
Let's say you purchase a residential home for $150,000 with a 10% down payment.  You might even be able to get FHA financing which requires 3.5% down, VA loan requires 0% down and USDA 100% loan requires 0% down
 READ MORE 

 

Real Estate Isn't the Product, America Is !
 

Source: RISMEDIA, Februay 12, 2011 - Trulia.com, a top site for home buyers, sellers and renters, released the results of its biannual American Dream survey, which has tracked American attitudes towards homeownership since 2009.  "American Dream Still Lives: Seventy percent of Americans still view homeownership as being aprt of their American Dream.  In fact, more than three out of four homeowners (78%) say their homes are the best investment they ever made. 

 READ MORE


How does the Code of Ethics affect everyday real estate practices? Source: Realtor.org

If a REALTOR® represents you, whether you are buying or selling a home, you can count on that REALTOR® to:

1. Be honest with all parties in the transaction – not just with you, as his or her client, but also with the other real estate practitioner and his or her clients.
For example, if REALTORS® represent a buyer with a spotty credit history, they can’t be dishonest with sellers about this fact. At the same time, REALTORS® can help their buyer clients collect and assemble information, such as credit reports and audited tax returns, to demonstrate that the buyer has addressed the problem and improved their situation.

2. Put your interests ahead of his or her own, at all times. 
A REALTOR® makes every effort to understand the housing needs of his or her client, thoroughly researches available inventory, and shares all relevant information with the buyer so that he or she can make an informed decision. This service is provided regardless of the compensation available.

3. Disclose all pertinent facts regarding the property and the transaction to both buyer and seller.
If a REALTOR® believes information provided by a seller is questionable, the REALTOR® is obligated to investigate. REALTORS® should recommend that buyers consult their own experts, such as home inspectors, to address concerns. For example, if a home seller asks his or her REALTOR® to conceal the fact that the roof leaks, the REALTOR® cannot comply; if the seller insists, the REALTOR® should end the business relationship with that seller. 

4. Be truthful in all communications with the public.
When REALTORS® distribute newsletters, create Web sites, or place advertisements, they must be careful not to represent other real estate professionals’ work product as their own. If recently sold or listed properties in the community are publicized, it must be clear whether the REALTOR® was actually involved in the transaction, or whether that data came from the local multiple listing service or other source. This ensures that the public understands the REALTOR®’s experience and can make an informed decision when choosing real estate representation. 

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